PBA Bowling Event

To all our followers out there:

Havlic & Associates will be sponsoring the PBA Midwest Senior Open, and along with that, will be sponsoring the Senior Open Pro Am for both adults and juniors. The Pro Am will be Friday, August 5th, beginning at 5pm for the Junior Pro Am, and 7:30pm for the Adult Pro Am.

Please call our office at 847-680-7500 for more details, or if you are interested in signing up!

We'd love to see you there!

How To Protect Yourself Against Lawsuit

A major cause for anxiety after an auto accident comes from the possibility of being sued for injury. As society becomes more litigious, even minor auto accidents can result in suit. After an accident is not the time to wonder if you have the correct coverage. Here are some things to consider:

• Structure your limits of liability in proportion to your asset level. If you are a homeowner, or have significant assets of other types, consult your agent as far as the appropriate level of liability protection on your auto policy. They will be able to advise as to the best way to protect you and your family.


• Consider extended liability coverage. In many circumstances, a stand alone excess liability policy can be written to augment coverage on your autos. Additionally, these policies often will extend beyond just the automobile policy to provide blanket liability coverage.


• If you're involved in an accident, do not admit fault at the scene to anyone! Often times statements given at the scene can end up in police reports, which will factor into any liability decision or suit. The best advice is to only describe what you saw from your point of view, and to report the accident right away to your agent.

Remember this above all: your insurance company has a duty to defend you against any suit or claim. This means if you are served with suit papers, contact your insurance company first. They will be responsible for defending any suit related to an auto accident.